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About Ted Golshanara - Information about Ted Golshanara of Roseville, Sacramento and Fair Oaks, California? Testimonials - Read what Ted Golshanara's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more California home buying & property selling information is guaranteed by Ted Golshanara. Privacy Guarantee - This Roseville, Sacramento and Fair Oaks real estate web site will respect your privacy, guaranteed by Ted Golshanara. No Obligation Guarantee - Ted Golshanara's real estate help by email is free & without obligation for Roseville, Sacramento and Fair Oaks home owners in California. For Real Estate Agents - Let Ted Golshanara help you with your professional real estate broker and agent needs in the Roseville, Sacramento and Fair Oaks area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Ted Golshanara. Go to Main Sitemap - Main sitemap sections include Find Roseville, Sacramento and Fair Oaks Homes, For Home Buyers, For Home Sellers, Roseville, Sacramento and Fair Oaks Information, Real Estate Resources, and About Ted Golshanara. 
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
Which house over 100 years old still holds the title as the largest house in the U.S.?
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| A |
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US. |
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Ted Golshanara Real Estate Group
Great West GMAC
5252 Sunrise Blvd. #6
Fair Oaks, CA. 95628
916-966-8282
Fax: 916-966-8032
Email: info@talktoted.com
“My Team is committed to serving you with the best world class service in the industry. Right through closing we are committed to working hard for you. To us YOU are number one” 
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